.tool{--tool-blue:#075df6;--tool-ink:#071a3d;--tool-muted:#4e6078;--tool-line:#dce5f1;background:#f6f9fe;font-family:Arial,Helvetica,sans-serif}
.tool .header{padding-top:24px;padding-bottom:24px;border-bottom:1px solid var(--tool-line);gap:20px}.tool .brand{display:flex;padding:10px 0}.tool .brand img{display:block;width:210px;height:auto}.tool nav{gap:24px}.tool nav a{font-weight:600;font-size:14px;color:#314563;text-decoration:none}.tool nav a:hover{text-decoration:underline}
.tool .wrap{max-width:1180px}.entry-hero{display:grid;grid-template-columns:1.25fr .85fr;gap:64px;padding:54px 0 42px;align-items:center}.entry-copy h1,.tool-hero h1{font-size:clamp(35px,4.1vw,52px);line-height:1.12;letter-spacing:-1.9px;margin:0 0 20px;text-wrap:balance}.entry-copy h1 span,.tool-hero h1 span{color:var(--tool-blue)}.entry-copy .eyebrow{font-size:11px;letter-spacing:1.4px;margin-bottom:18px}.entry-lead{font-size:18px;color:var(--tool-muted);max-width:560px;margin:0 0 23px}.tool .btn{background:var(--tool-blue);border-radius:10px;min-height:52px;font-size:16px;gap:16px;margin-top:0;padding:14px 22px}.tool .btn:hover{background:#004bd0}.tool .btn.secondary{background:white;color:var(--tool-blue);border:1px solid #9cb9e3}.tool .quiet{font-size:13px;color:var(--tool-muted);margin:13px 0 0;max-width:460px}.decision-preview{background:white;border:1px solid var(--tool-line);border-radius:20px;padding:27px 28px;box-shadow:0 12px 36px #183b6807}.mini-label{font-size:10px;letter-spacing:1.7px;font-weight:700;color:var(--tool-blue)}.decision-preview h2{font-size:25px;line-height:1.24;letter-spacing:-.6px;margin:12px 0 22px}.decision-preview ol{list-style:none;padding:0;margin:0;display:grid;gap:19px}.decision-preview li{display:flex;gap:13px;align-items:flex-start}.decision-preview li>span{font-size:11px;color:#075df6;border:1px solid #d9e5fa;background:#f1f6ff;border-radius:50%;width:29px;height:29px;display:grid;place-items:center;flex-shrink:0}.decision-preview strong{font-size:15px}.decision-preview p{font-size:13px;color:var(--tool-muted);margin:3px 0}.decision-preview .preview-note{border-top:1px solid var(--tool-line);padding-top:16px;margin-top:21px;font-size:12px}.motives{padding:25px 0 36px;border-top:1px solid var(--tool-line)}.motives h2{font-size:22px;letter-spacing:-.5px;margin:0 0 16px}.motive-links{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.motive-links a{display:flex;align-items:center;justify-content:space-between;gap:14px;background:white;border:1px solid var(--tool-line);border-radius:12px;text-decoration:none;font-size:14px;font-weight:600;padding:17px;line-height:1.4}.motive-links a:hover{border-color:var(--tool-blue);color:var(--tool-blue)}.motive-links span{color:var(--tool-blue)}.planning{display:grid;grid-template-columns:.9fr 1.5fr;gap:44px;padding:38px 0;border-top:1px solid var(--tool-line);align-items:start}.section-intro h2{font-size:29px;letter-spacing:-.7px;line-height:1.2}.section-intro p{color:var(--tool-muted);font-size:15px}.section-intro .eyebrow{font-size:10px;color:var(--tool-blue);margin-bottom:14px}.planning-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px}.tool-card{padding:24px}.tool-card h3{font-size:21px;line-height:1.2;letter-spacing:-.6px;margin:16px 0 10px}.tool-card p{font-size:14px}.tool-card span:last-child{font-size:14px}.questions{display:grid;grid-template-columns:.9fr 1.5fr;gap:44px;padding:40px 0;border-top:1px solid var(--tool-line);margin-top:14px}.questions summary{font-size:15px;line-height:1.45;color:var(--tool-ink);padding:19px 26px 19px 0}.questions details p{color:var(--tool-muted);font-size:14px;line-height:1.7}.questions .source{font-size:12px;color:var(--tool-muted)}
.tool .tool-hero{padding:30px 0 24px;max-width:800px}.tool-hero .eyebrow{font-size:11px;margin-bottom:14px}.tool-hero p{font-size:17px;line-height:1.6;margin-bottom:14px}.tool .independent{max-width:none;font-size:12px;display:block}.tool .utility-grid{grid-template-columns:minmax(0,1fr) 285px;gap:26px}.tool .tool-panel{padding:26px 28px;box-shadow:0 8px 30px #183b6805}.tool .tool-panel legend{font-size:20px;letter-spacing:-.4px}.tool .tool-panel .reason{font-size:14px;padding:14px;line-height:1.45;min-height:60px}.tool .reason:has(input:checked){border:1px solid #075df6;box-shadow:inset 0 0 0 1px #075df6}.tool .reason:has(input:focus-visible){outline:3px solid #80aaff;outline-offset:3px}.tool .tool-panel label{font-size:14px}.tool .tool-panel .hint{font-size:13px;line-height:1.6}.tool .tool-notes h2{font-size:22px}.tool .tool-copy{padding:28px 0;max-width:850px}.tool .tool-copy h2{font-size:26px}.tool .tool-copy p{font-size:15px}.tool .share-box{padding:18px 0}.tool .footer{padding-top:28px;margin-top:28px}.tool .footer p{font-size:12px;line-height:1.7}.tool .tool-result{background:white;border:1px solid #bfd2ef;border-top:4px solid var(--tool-blue);padding:26px}.tool-result h2{font-size:25px;line-height:1.25}.tool-result h3{font-size:21px}.tool-result p{font-size:15px;color:var(--tool-muted)}.result-totals{display:grid;grid-template-columns:1fr 1fr;gap:12px}.result-totals strong{display:block;background:#f1f6ff;border-radius:10px;padding:16px;font-size:15px}.review-list{padding-left:20px;font-size:14px;color:var(--tool-muted);line-height:1.8}.consultation{border-top:1px solid var(--tool-line);margin-top:24px;padding-top:24px}.consultation h3{font-size:23px;margin:0 0 10px}.consultation label{display:block;font-size:14px;font-weight:700;margin:16px 0 6px}.consultation select{width:100%;padding:12px;border:1px solid #9aafc4;border-radius:9px;min-height:46px;background:white;font:inherit;color:var(--tool-ink)}.tool .result-actions{display:flex;gap:12px;flex-wrap:wrap;margin:20px 0 0}.tool .result-actions button{font-size:14px}.consultation .availability{background:#f1f6ff;border-radius:10px;padding:14px;font-size:13px;margin:18px 0}.tool select:focus-visible{outline:3px solid #80aaff;outline-offset:3px}
@media(max-width:1000px){.entry-hero{gap:28px}.motive-links{grid-template-columns:1fr 1fr}.planning,.questions{gap:28px}.tool .utility-grid{grid-template-columns:minmax(0,1fr) 260px}}
@media(max-width:820px){.entry-hero{grid-template-columns:1fr;padding-top:30px;gap:26px}.entry-copy{max-width:650px}.entry-copy h1{font-size:45px;max-width:620px}.decision-preview{display:none}.planning,.questions{grid-template-columns:1fr;gap:18px}.tool .utility-grid{grid-template-columns:1fr}.tool .tool-notes{display:none}.tool .header{padding-top:14px;padding-bottom:14px}.tool .brand img{width:185px}.tool nav{gap:14px}.tool nav a{font-size:12px}.tool .tool-panel{padding:23px}.tool .tool-result{padding:23px}}
@media(max-width:520px){.tool .wrap{padding-left:20px;padding-right:20px}.tool .header{display:block}.tool .brand{padding:2px 0 14px}.tool nav{justify-content:space-between;gap:10px}.entry-hero{padding:27px 0 26px}.entry-copy h1,.tool-hero h1{font-size:35px;letter-spacing:-1.25px;line-height:1.14}.entry-copy .eyebrow{font-size:10px;letter-spacing:1.2px;line-height:1.6}.entry-lead{font-size:16px}.entry-copy .btn{width:100%}.tool .quiet{font-size:12px}.motive-links{grid-template-columns:1fr}.motive-links a{min-height:53px;padding:15px;font-size:14px}.motives{padding:23px 0 27px}.motives h2{font-size:22px;line-height:1.25}.planning-cards{grid-template-columns:1fr;gap:12px}.planning{padding:27px 0}.tool-card{padding:21px}.questions{padding:28px 0;gap:9px}.section-intro h2{font-size:27px}.tool .tool-hero{padding:25px 0 20px}.tool-hero p{font-size:16px}.tool .tool-panel{padding:21px 18px}.tool .reason-grid,.result-totals{grid-template-columns:1fr}.tool .tool-panel .reason{min-height:54px}.tool .tool-panel legend{font-size:19px;line-height:1.3}.tool .tool-result{padding:23px 19px}.tool .result-actions{display:grid;grid-template-columns:1fr}.tool .btn{font-size:15px;padding:13px 18px}.tool .share-box .btn{width:auto}.tool .footer{margin-top:20px}.tool .tool-copy h2{font-size:24px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}