:root{--tool-blue:#075ee8;--tool-ink:#122d51;--tool-muted:#50647d;--tool-line:#dbe5ef}body.tool{background:#f6f9fd;color:var(--tool-ink)}.tool .header{gap:18px;flex-wrap:wrap}.tool .brand span{color:var(--tool-blue)}.tool nav{display:flex;gap:18px;flex-wrap:wrap;font-size:14px}.tool nav a{text-underline-offset:5px}.tool .eyebrow{color:var(--tool-blue);margin-bottom:16px}.tool-hero{padding:40px 0 36px;max-width:860px}.tool-hero h1{font-size:clamp(36px,6vw,64px);line-height:1.06;letter-spacing:-2px;margin:0 0 22px}.tool-hero p{color:var(--tool-muted);font-size:19px;max-width:700px}.utility-grid{display:grid;grid-template-columns:minmax(0,1fr) 295px;gap:32px;align-items:start}.tool-panel,.tool-notes,.tool-card{background:white;border:1px solid var(--tool-line);border-radius:18px;padding:28px}.tool-notes{position:sticky;top:20px}.tool-notes h2{font-size:22px}.tool-notes p,.tool-notes li{color:var(--tool-muted);font-size:14px}.tool-panel h2{font-size:26px}.tool-panel label{display:block;font-size:14px;font-weight:700;margin:16px 0 7px}.tool-panel input:not([type=radio]),.tool-panel select{width:100%;max-width:100%;padding:12px;border:1px solid #9aafc4;border-radius:9px;background:white;color:var(--tool-ink);font:inherit;min-height:46px}.tool-panel fieldset{border:0;padding:0;margin:0 0 26px;min-width:0}.tool-panel legend{font-size:21px;font-weight:700;margin-bottom:12px}.reason-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.tool-panel .reason{display:flex;align-items:center;gap:10px;border:1px solid var(--tool-line);border-radius:10px;padding:13px;margin:0;font-size:14px;cursor:pointer}.reason:has(input:checked){border-color:var(--tool-blue);background:#edf4ff}.reason input{accent-color:var(--tool-blue);flex-shrink:0;width:18px;height:18px}.number-grid{display:grid;grid-template-columns:1fr 1fr;gap:4px 20px}.tool-panel small,.tool-panel .hint{display:block;color:var(--tool-muted);font-size:13px;margin-top:6px}.tool .btn{background:var(--tool-blue);color:white;margin-top:18px;border:0}.tool .btn.secondary{background:white;color:var(--tool-blue);border:1px solid var(--tool-line)}.tool-result{margin-top:24px;border:1px solid #abc9f0;background:#edf4ff;border-radius:18px;padding:28px}.tool-result h2{font-size:25px}.tool-result h3{font-size:22px;line-height:1.4}.result-totals{display:grid;gap:10px;margin:20px 0}.tool-result small{display:block;color:var(--tool-muted)}[hidden]{display:none!important}.tool-error{color:#a32424;background:#fff1f1;padding:12px;border-radius:8px}.tool-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:20px 0 45px}.tool-card{text-decoration:none;display:block}.tool-card .tag{font-size:12px;text-transform:uppercase;letter-spacing:1px;color:var(--tool-blue)}.tool-card h2{font-size:24px;margin-top:18px}.tool-card p{color:var(--tool-muted);font-size:15px}.tool-card span:last-child{font-weight:700;color:var(--tool-blue)}.tool-copy{max-width:840px;padding:45px 0}.tool-copy h2{font-size:28px}.tool-copy p,.tool-copy li{color:var(--tool-muted)}.tool .footer{margin-top:48px;border-top:1px solid var(--tool-line)}.share-box{display:flex;gap:12px;align-items:center;flex-wrap:wrap}.share-box p{font-size:13px}.tool .independent{color:var(--tool-muted)}.tool .source{font-size:13px}.tool footer p{max-width:850px}.tool table{width:100%;border-collapse:collapse}.tool th,.tool td{text-align:left;padding:12px 8px;border-bottom:1px solid var(--tool-line)}
@media(max-width:820px){.utility-grid{grid-template-columns:1fr}.tool-notes{position:static}.tool-cards{grid-template-columns:1fr}.tool-hero{padding-top:28px}.tool-hero h1{letter-spacing:-1.4px}.tool nav{gap:12px}.tool-panel,.tool-notes,.tool-result{padding:21px}}@media(max-width:480px){.reason-grid,.number-grid{grid-template-columns:1fr}.tool .btn{width:100%}.tool-hero p{font-size:17px}}